If you do not agree to these terms of use, do not use this website.
The products, information, and services on this website are offered by Today Payments, Inc. They are subject to the following terms and conditions of use (the “Terms of Use"). By using our site, you represent that you have read, understood, and agreed to all terms, conditions, and notices contained or referenced in these Terms of Use and our company’s Privacy Policy as disclosed and accessible on this site. All users agree to follow all applicable laws and regulations.
Today Payments Gateway Merchant Services will share your information with a third-party Provider when you submit a request or Application for any of the services or products on our site(s). Information is only shared with the third-party Provider as permitted by law. Today Payments Gateway Merchant Services and the Provider may obtain consumer report and public records information to verify your identity and process your Application as permitted by law.
Participants that connect to the FedNow Service via a Service Provider should contact that provider for questions or issues related to the connection or other activities the provider performs or manages. Participants or Service Providers with issues or questions that cannot be answered by the provided documentation should contact the FRB Services Support Center via 1-833-FRS-SVCS (377-7827).
Protecting your log-in credentials
Prevent unauthorized access to your accounts by keeping your Log-in Credentials confidential and ensure that you
log out of Digital Services when you are finished.
We will never ask you to share your Log-in Credentials, and you do not need to share your Log-in Credentials. If you give another person or business access to Digital Services (either
by sharing your Log-in Credentials or sharing your device), you agree that each such third-party will be authorized to
act on your behalf and will be bound by this Agreement (and any separate agreement governing your account). We
are not responsible for managing the authority of your third-party relationships, or the use of Digital Services by an
authorized third-party using your Log-in Credentials or your device. Any activity performed using your Log-In
Credentials or your device will be presumed to be authorized by you unless you tell us otherwise. If you have shared
your Log-in Credentials with a third-party, and wish to revoke that access, you must contact us to block access to
Digital Services until new Log-in Credentials are established.
Receiving email, text messages, and other communications
Many customers use email as their primary form of communication with us. If you provide us with an email address,
you agree that we may communicate with you via email and you further agree to notify us of any changes to your
email address.
By providing us with a telephone number for a mobile device, including a number that you later convert to a
mobile device number, you are expressly consenting to receiving communications—including, but not limited to,
prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing
system—from us and our affiliates and agents at that number. This express consent applies to each such telephone
number that you provide to us now or in the future and permits such calls for marketing purposes. Calls and
messages may incur fees from your mobile services provider.
You represent that you are authorized to use the email address or mobile phone number that you use for Digital
Services, and you expressly consent to receiving marketing emails or text messages from us (and Service
Providers associated with Digital Services), from other users sending or requesting money from you, and from other
participating network banks (or their agents) regarding transfers between participating network banks and you.